What happens if you rely on two incomes to meet mortgage & lifestyle costs and one of you can’t work due to illness or accident? Do you realise how little ACC could pay out?  Max 80% of last 12 months income!  Mortgage Protection pays out the amount you agreed on when taking out the insurance, even if your  mortgage is paid off. No mortgage? No problem. You can still get cover. For example it could be used to cover your rent. Even if you get ACC it will still pay out on top and ACC will NOT pay for illness.

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