Who’ll run the farm if I’m hurt?

Worry how you could afford to pay someone else to run the farm?

Rural land owners face bigger risk to personal health than most self employed. What if you had a major health or injury problem and couldn’t work the farm for a long period of time or maybe the rest of your life? You may be able to employ a manger or worker to replace your labour, but how would you pay for them. Key person Insurance provides an agreed monthly payment that could cover that persons wages.